I get an email a day about pre set final expense life insurance appointments. The email will ask me if I would buy final expense pre set appointments and they will give me some examples of companies offering these pre-set final expense appointments.

My answer is usually the same. I just tell them that it’s a great idea because I pay for this service too and it has worked out very well for me. The only difference is that I hire my own employee to set my final expense appointments rather than an appointment setting company.

I do this because I want control over the leads and what my employee says. I don’t want to show up at a house and the prospect thinks I’m there for Medicare or something unrelated to final expense. A lot of appointment-setting companies will say anything to get the person to agree to an appointment with you so when you arrive, they really have no idea why you are there. Now this can work sometimes but, in the end, it is not as effective as having a quality appointment where the prospect has some idea why you are there.

When I first started, I tried some of these pre set final expense appointments and they just plain sucked. I would be sitting there and they simply had no idea that I was there to sell final expense life insurance. They usually thought I was with social security or medicare and when I mentioned life insurance, they would flat out tell me they were not interested. Don’t get me wrong, I still made sales but this was nothing like my appointments made by my private appointment setter.

So in short, I would be wary of these companies and tread lightly before jumping in. See if they will give you a test run of about 10 final expense appointments and make sure you use a credit card so you can dispute the transaction if the appointments are junk. Remember that most of these companies depend on the one time agent to fork over $600 bucks, knowing they will not buy anymore appointments. These companies just pocket the money and run so don’t feel bad about disputing it with your bank. These guys are crooks and you should get every last dime back.

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