Frequently Asked Questions

Yes, because Final Expense is for a specific market that needs help and it allows you to sell a product that is simplified. It's an easy way to break into insurance before getting into more complex concepts.

The first step is to become a life licensed insurance agent in your resident state. We do provide discounts for members on pre-licensing and continuing education courses. We encourage you to find out the specific details from your department in your state (we also go over how to become licensed in the training.)

Yes, most Final Expense carriers will allow you to sell over the phone and have electronic application processes. It is considered harder to do than Face to Face sales.

Visit the membership pricing page, select the membership that best fits you and your budget. Register, then you're in!

Once you have your Life license, you will want to research for a suitable Insurance Marketing Organization (IMO) that fits your needs. For example, TR King Insurance Marketing.

At a minimum, we recommend saving up $500 for your very first marketing effort (buying leads, etc).

Our suggestion is to have $5,400 set aside for the first 3 months for numerous start-up expenses. With more than half ($2,700) for marketing (buying leads, etc).

Yes, we strongly recommend that you do. How can you possibly measure success of your business long term without a plan?

A strategically developed business and marketing plan begins with realistic goals, financial planning, and actions to achieve your desired results.

You will need the following:

• Access to internet via mobile, tablet, or desktop.
• The ability to follow directions, a desire to learn, and self-discipline.

We recommend having something to take notes or write down questions. You will have access to live chat so you can ask questions as they come to you as well.

You'll need the following things to make sales:

• A customer relationship management system (CRM)
• A final expense quote engine
• Product knowledge and training
• A vehicle to go to appointments, an office (for appointments to come to you), or a phone.
• Insurance company appointments through a reputable upline.
• The ability to handle rejection and a drive to succeed.

Here is a short list of the vital software to start:

• A final expense quoting tool (comes with membership).
• A customer relationship management system (CRM) (comes with membership).
• A laptop and a cellphone or a softphone service such as RingCentral.

You can call, use the live chat, or set up an appointment with staff members to help you narrow this down. Our staff members will narrow the companies you need by zip code. We will make sure the companies are competitive for your desired work area and customer-centric. Having the right carriers is crucial for your success.

Some Final Expense carriers may not require E&O insurance coverage. However, we highly recommend having your own E&O coverage and we offer a discounted E&O program to our members to help offset the costs.

No, you don't. However, we do advise to have at least a one-page website that helps build your credibility and gives you a place to generate leads. 

As the need for a digital presence grows, insurance agents will need to be prepared to obtain and service clients in this fashion.

A site dedicated to teaching insurance agents all aspects of Final Expense-related sales. For example, how to start, what techniques to use to close, and what carriers to use for your area.

Our membership site takes training a step further by providing agents with the following:

• Exclusive discounts
• Free software to get started in the industry
• Trusted lead vendors to help start your business
• Guaranteed support via telephone, live chat, and email during business hours

Short answer, No. However, we do offer guidance on policy placement. We do not process new business for you. Through guidance, we can assist you in closing your sale if you're having trouble. Feel free to use the live chat, phone, or email support for this service as a member.

We have worked with both new and seasoned FE agents. Our site will help YOU get up to speed and running your insurance business. Or it will help you polish your sales techniques to increase sales, even if you're a seasoned salesman.

We do not provide leads or have lead programs. Instead, we offer an array of discounts from trusted and vetted lead vendors in the industry with your membership.

It is essential that you be set up with the right insurance carriers and get the attention you need. Insurance carriers will not tell you if a competitor is better than them. An IMO can narrow it down to your specific area, increase your sales, and go to bat for you when a problem arises with a carrier.

We offer several discounts and trusted resources for our members to use to keep cost down. We continuously add and remove resources based on their relevance.